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Already 65
If you already have Medicare and a Medicare Supplement or Advantage Plan, we can still help you save hundreds, if not thousands of dollars per year. It only takes a few minutes of your time for us to determine what you can do to reduse your expenses. There is absolutely NO obligation or risk. So contact us at your convenience and we'll let you know if we can help you.
Excerpts from the Medicare "2008 Choosing a Medigap Policy Book"
1.
"Insurance Companies can only sell you a "Standardized" Medigap policy. Standardized polices are identified by letters (A through L) - Page 7
2.
Usually the only difference between Medigap Policies sold by different insurance companies is the cost. - Page 7
3.
There can be big differences in the premiums that different insurance companies charge for exactly the same coverage. - Page 15
4.
The cost of your Medicap policy may depend on if the insurance company offers dicounts (such as to femailes, non-smokers, if you are married, electronics funds transfer, etc.) - Page 15
5.
It is important to review your Medigap coverage every year. - Page 27
6.
If you decide to switch, don't cancel your first Medigap policy until you have decided to keep the second Medigap policy. YOu ahve 30 days to decide if you want to keep the new Medigap policy. This is called your "free look" period. - Page 28
7
If you have had your existing Medigap policy for at least six months, the new Medigap policy can't exclude your pre-existing conditions. Page 28
What is involved in Changing Medigap Policies ?
Changing Medicare Supplement policies is one of the easiest ways to save $500-$1,000 per year. The process takes about 15 minutes. The application is about 3 pages long, has a couple of health questions, and requires a signature.
In 2007, Southern Senior Care helped over 200 people change their Medicare Supplement Policies. These individuals saved an average of $700 per year, per person.
If you would like to see if we can help you, simply give us a call or fill out our Contact Form and we will get back with you as soon as possible (usually the same day).
How to get a copy of the 2008 Choosing a Medigap Policy?
We have plenty of extra copies and we've even highlighted some of the best information in our copies. Just call us or use our Contact Form and tell us to send you a copy. We'll email you a PDF copy AND we'll drop a printed copy in the mail.