Southern Senior Care Blog

AARP Medicare Supplement Plans are underwritten by United Healthcare. I’m not going to spend a lot of time comparing AARP Medicare Supplement Plans to those offered by numerous other companies. There have been many articles and documents created that discuss the subject of “Standardization” of Medicare Supplements. In short, in 1997 Medicare standardized all medicare supplements. There are thirteen plans identified by the letters A-L. Companies can offer any or all of these plans and can charge any premium they wish. Plans of the same letter are “Identical” from one company to another. I REPEAT Plans of the same letter are 100% identical. The only difference between them is the premium.

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I get this question a lot. What IS the “best” Medigap plan? I think Plan G is the best in about 90% of the cases we see. The exception is if the client lives in a zip code in which they can get a Plan F for less than $134 more than the Plan G. The most significant difference between Plan F and G is coverage for the annual Medicare Part B deductible of $134.

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