Southern Senior Care Blog

What does that mean?

The senate passed House Bill 1633 on Wednesday July 9th, by a “veto proof” margin of 69-30. The bill passed through the house with an overwhelming 355 to 59 votes. So, even though the white house has threatened a veto, this bill will likely survive. So, what does that mean to the millions of retirees who have Medicare and Medigap Insurance, or a Medicare Advantage Plan?

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This is one of the most common questions we receive. When can I change my supplement, my drug plan, my advantage plan, etc. So here are the rules:

When can I change my Medicare Supplement?

Any time you want. That’s right. You could change Medicare Supplement Insurance every month if you wanted to. Realistically, you should review your rates every year, and you will probably find that you will want to change your Medicare Supplement company about once every three-four years to save money. To change to another Medicare Supplement Provider you will need to answer several health questions. Click here to see a list of common questions.

When can I change my Medigap Plan?

See Above. A Medigap Plan is just another name for a Medicare Supplement Plan. They are identical. They are synonyms. The reason for the confusion is the word “gap” which is also used to describe the gap (donut hole) in coverage in the prescription plan. Medicare also uses the two terms interchangeably which adds to the confusion.

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