Southern Senior Care Blog

Are you confused with Medicare? What do you sign up for? When do you sign up? How much you should pay for the different plans? What are the penalties if you don’t sign up in time? If you have been asking any or all of these questions, you are NOT alone. This is one of the most confusing times in Medicare history. Not since Medicare was introduced in 1965 have there been so many choices - Medicare Supplement or Medicare Advantage, which Part D plan, how to avoid the infamous “donut hole.” So how do you get unconfused?

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I get this question a lot. What IS the “best” Medigap plan? I think Plan G is the best in about 90% of the cases we see. The exception is if the client lives in a zip code in which they can get a Plan F for less than $134 more than the Plan G. The most significant difference between Plan F and G is coverage for the annual Medicare Part B deductible of $134.

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